Mr. Badger connects to your Xero, sees to your overdue invoices, and saves you the awkwardness. He's patient, persistent, and never raises his voice.
63% of UK invoices are paid late. The average small business is owed £21,400 right now. Half of you forfeit the money entirely just to avoid the awkwardness. You did the hard part — the work. You shouldn't have to beg to be paid for it.
Once connected, Mr. Badger quietly reads through your invoices and notes who owes what. He doesn't disturb you. He simply takes up his post — and waits for something to slip.

Mr. Badger writes each letter himself, by hand as it were — considering the amount, the days passed, the history, your preferred tone. He's of the view that a proper credit controller doesn't send templates. He sends letters.

“I'll pay Friday.” “I dispute this.” “Finance is away until Tuesday.” Mr. Badger reads each one carefully, understands what's really being said, and responds with appropriate grace. He alerts you when matters warrant your attention.

Mr. Badger's tone sharpens with time. His courtesy does not.
Mr. Badger keeps meticulous records. Every invoice, every reply, every chase he's sent — laid out neatly for your perusal.

Mr. Badger watches your account day and night. The moment something goes overdue, he notices. When payment arrives, he stops chasing — quietly.
Every email composed for the moment — the amount, the history, the relationship, the tone you'd choose. Mr. Badger isn't one for repetition.
He reads every reply. Payment promise, dispute, out-of-office — he understands the distinction and responds appropriately. He fetches you for anything tricky.
From gentle nudge to formal notice, in his own time. Mr. Badger only troubles you when matters truly require it.
Every letter sent, every reply received, every decision he made — recorded. Mr. Badger keeps a proper paper trail.
Mark a client VIP and Mr. Badger softens. Pause anyone, anytime. He works on your terms — that's how he was raised.
No contracts. No hidden fees. Cancel anytime. Every plan includes a 14-day free trial.
Your clients struggle with late payments. You hear about it constantly. Now you can point them somewhere useful — and earn 20% recurring revenue for the lifetime of the client.
Self-serve dashboard. Monthly payouts. No calls, no contracts, no effort.

The ones we hear most often.
Badger uses Xero's official OAuth flow with read-only access to invoices and contacts. Your credentials are never stored. Access tokens are encrypted at rest using AES-256-GCM.
Yes. Badger starts in supervised mode by default — every chase email waits in your approval queue for you to review, edit, or discard before it goes out.
Mr. Badger reads every reply and classifies it — payment promise, dispute, query, out-of-office. Promises pause the chase automatically. Disputes get flagged for you.
One click in your billing settings. No phone calls, no minimum term. Cancel any time and Badger stops at the end of your billing period.
No. Chase emails come from your own name, or from Mr. Badger as your credit controller. Each one is written from scratch. There's no template to spot, no telltale signs.
For now, yes — Badger is Xero-only at launch. QuickBooks support is on the roadmap.
Start your free trial. He'll get to work immediately, and quietly.
14-day free trial. Connect Xero in two minutes. Stop chasing.